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House Painting / Water Proofing

House painting furniture polishing & specialized for water proofing from Terrace, leakage or dampness in the wall, crack filling in the wall etc. Contact Dinyar on 9930915664 E-mail: d_karany@ rediffmail.com

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Carpet, Builtup, Super Builtup Area


What is the difference between Built-Up Area, Super Built-Up Area, and Carpet Area?

Carpet Area : This is the actual useable floor area which does not include the area of the walls.

Built up Area : This includes the carpet area plus the walls.

Super Built up Area : This includes the built up area with the area under common spaces such as the lobby, lifts, stairs, etc. This term is therefore only applicable in the case of multi-dwelling units




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Stamp Duty

Stamp Duty : A tax collected by the government on every document by which any right, title, interest or liability is created, transferred, extended, extinguish or recorded.

Tax Benefit on Home Loans : Both principal as well as interest of home loans attract tax benefits. With effect from 1st April 2005 (i.e. assessment year 2006-07) under section 24(b) and 80C of the Income Tax Act 1961.
Principal amount of repayment of loan along with other savings such as PF, PPF, Life Insurance premium etc up to a maximum of Rs 1,00,000/- will be eligible for deduction from gross income u/s 80C of Income Tax Act 1961.
For self occupied – Income will be treated as nil and interest payment upto Rs. 1,50,000/- will be treated as minus income which will be adjusted against other income under section 24(b) of the Income Tax Act 1961.
For rental property – It will be adjusted against rental income
Interest paid on loan before completion of construction will be allowed as deduction from income at 20% per year for the next five years.




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